THE OPPORTUNITY

Everything evolves, nothing remains fixed.

WHY FINTECH SUISSE?

Fintech is one of the most disruptive and fastest growing tech areas. Key features are the identification, verification and monetization of data, but digital identity, data privacy and data rights are also covered by our fintech umbrella.

 

The rise of digital payments and money transfers characterized the first fintech wave.

We believe, that the next wave will be characterized by new “off-the-shelf” infrastructure to support the development of new compliant applications, potentially leading to a restructuring of our current financial system. This will allow new players and emerging markets to overcome traditional barriers, which accelerates the overall democratization and evolution of our financial markets.

We believe in growth in the following areas:

  • Alternative Lending

  • Capital Markets

  • Consumer Finance

  • Digital Assets / Blockchain

  • Financial Services (IT)

  • Insurance Technologies (Insurtech)

  • Money Transfers

  • Payments

  • Regulatory Technologies (Regtech)

  • Wealth Technologies

That's some of the opportunities, we are investing in. 

WHAT DRIVES THE MARKET FOR FINTECH?

New technologies are disrupting verticals like never before. The market for fintech is not only driven by supply and demand of new digital products, it is also driven by significant investments by key market players:

  • Financial institutions are struggling with regulatory challenges (KYC/AML) and urgently need automated processes, driving the institutional acceptance of new fintech solutions.

  • Established tech players are implementing new fintech solutions on their platforms to be regulatory compliant and to scale and monetize their big data, driving the development of new apps.

  • Banks are facilitating digital assets as a new asset class with consolidated portfolios, secure storage and trading facilities, driving trustworthiness to the new digital economy.

  • Emerging markets are embracing the digital economy, pushing for a resetting of our financial infrastructure. With smartphones, we can now include billions of “unbanked people”.

We believe in long-term opportunities that are democratizing our financial infrastructure.

Hundred years ago, Joseph Schumpeter called the rise and fall of financial players for “creative destruction”. Today disruption is a global buzzword, that is used in different contexts, but the point is still the same: Everything evolves, nothing remains fixed. New financial players will always pop-up with smart ways to do things better than before.  

INVESTMENT PROCESS

Our investment process is based on two pillars: A “top-down” market-based assessment of a company’s potential, and a “bottom-up” analysis of its capacity to deliver growth.

Potential target investments undergo a multi-step due diligence and screening process. All steps are safeguarded by our Research and Investment Committees.

We have "skin in the game" and invest together with our partners.